Reviews

View all of Abacus Regional Mortgage's Google Reviews. Please add a review of your own.

IRS Phone Call is a Scam

I was awakened by a wrong number in the middle of the night, but I missed the call.  Wondering if it was some family member in an emergency, I listened intently as I played all of the unheard  messages on our home voice mail.  I was alarmed at a robotic automated message left from the “Internal Revenue Service”.  I was startled at first by the robotic voice’s nasty undertone.   As I replayed it, it became apparent that perhaps this is some sort of scam. The message threatened that there will be legal action initiated against me unless I call them immediately.  Click here to hear the actual message.  A police officer was scammed and called the number back.  This is interesting as the scammer actually goes into detail to how they take your money. Click here to see the accompanying video. Watch from 1:45 to 5:00.  A former NFL player, who is a radio personality, left his office and did exactly what the scammer told him to do.  He went to many convenience stores and payed thousands of dollars into foreign Pay Pal accounts before realizing that this may be a scam.

After researching this more in depth, I found that the IRS will never call you on the phone.  The most they will do is send you multiple letters.  If you file your tax returns on time, pay your required income tax, you have nothing to worry about.

Satisfying Judgements on Your Credit

Have you ever heard of someone paying their judgment and it still is being shown as unpaid? This is a common occurrence. Creditors are eager to take your money, but they have no incentive to go to the trouble of removing the judgment, or at least showing it as being paid. Once you pay them it is too late to negotiate with them. They can still continue to show the judgment as being unpaid for up to 10 years! If a potential home buyer is attempting to purchase a home, and a judgment shows as being unpaid, even if the lender is willing to give a mortgage, the title company can’t get clean title for the borrower without proof the lien is paid and satisfied in the courthouse. You owe it to yourself to follow these simple steps if paying off an old judgment: 1. Contact the creditor who filed the judgment against you. ( Don’t call the magistrate or courthouse) 2. Get a bank or cashier’s check for the entire amount owed, made payable the plaintiff. 3. Set up a time to meet with the creditor at the courthouse in the county in which it was filed. 4. Pay them at the same time they go to the clerk of courts to file the “Satisfaction Piece”. By following these simple steps insures that your lien will show as satisfied anywhere from 30-90 days after it is filed.

Leave us your review

If you are a past, present, or future customer of ours, we value your opinion and please take a second to leave us your feedback.

LOCATION

100 W Main St 1st Floor, Bath, PA 18014

Phone: (610) 837-1600
Fax: (610) 837-1616
NMLS # 113984

HOURS

Monday – Friday, 9AM – 4:30PM. After hours by appointment.
Saturday, By appointment
Sunday, By appointment