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Current Rates

Abacus Regional Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
Key Terms
APR * – The annual percentage rate (APR) is the amount of interest on your total loan amount that you’ll pay annually (averaged over the full term of the loan). A lower APR could translate to lower monthly payments. Points ** Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called “buying down the rate,” which can lower your monthly mortgage payments. One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000). Essentially, you pay some interest up front in exchange for a lower interest rate over the life of your loan.
15 YEAR FIXED Term: 15 years There is no minimum credit score required to qualify for the lowest interest rate on a 15 year Conventional Mortgage.
RatesAPR*Points
6.55%6.798%0.00%
30 YEAR FIXED Term: 30 years Maximum Amount: $726,000
RatesAPRPoints
6.800%6.879%0%
30 YEAR FHA Maximum mortgage amounts differ with each county. Please contact us for other terms. Rate based on a 760 credit score
RatesAPRPoints
6.375%6.854%0%
30 Year VA/ USDA  USDA is for rural lending. VA for veterans and spouses.  Minimum  Required FICO credit scores for both are 620, due to the COVID-19 Pandemic
RatesAPRPoints
6.500%6.798%0%
30 YEAR CONSTRUCTION / PERMANENT LOAN Term: 30 years Maximum Amount: $999,000, Please add .1 for Jumbo Construction to permanent loans.  Available for 2nd homes, too.
RatesAPRPoints
6.875%7.298%0%
 

LOCATION

100 W Main St 1st Floor, Bath, PA 18014

Phone: (610) 837-1600
Fax: (610) 837-1616
NMLS # 113984

HOURS

Monday – Friday, 9AM – 4:30PM. After hours by appointment.
Saturday, By appointment
Sunday, By appointment